Welcome to the Agent Gurus Network, Inc. We are a nonprofit organization under section 501 C (6) of the IRC code. By accessing or using this web site or by posting comments on this site, you (the “User”) signify that you have read, understand and agree to be bound by these Terms of Use (“Terms of Use” or “Agreement”) The Terms of Use constitutes a binding agreement between you and the Agent Gurus Network, Inc. Your access to and use of the Sites is subject to these Terms of Use and all applicable laws. You should read the entire Terms of Use and Privacy Policy for complete details. By accessing this web site or any of the web sites owned or controlled by the Agent Gurus Network, Inc. (each a “Site” and collectively the “Sites”) you agree to be bound by these Terms of Use. Any content you submit to the Agent Gurus Network, Inc. through the Agent Gurus blog, newsletter, or testimonial surveys via emails, or otherwise, becomes the property of the Agent Gurus Network, Inc. If you do not acknowledge and agree to these Terms of Use, then do not enter your information, do not use our Sites, do not post comments, and do not rely upon discussion points or any information discussed within our sites. These Terms of Use may be changed by us from time to time without notice to you, and the latest version will be posted on this Site.
All rights are reserved. No part of the Site and no Content may be copied, reproduced, republished, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without the Agent Gurus Network, Inc. express prior written consent. This includes, but is not limited to: All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”),audio files, including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by or to the Agent Gurus Network, Inc. and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Any and all violations will be dealt with to the fullest extent of international copyright law.
It is our intention to provide educational information about general insurance matters. The content found on this web site should not be relied upon exclusively to make decisions about insurance. The Agent Gurus Network, Inc. assumes no responsibility and shall have no liability, consequential or otherwise. You should seek the advice of a competent licensed insurance agent who is familiar with insurance rules and laws, conditions and terms and exclusions of coverage that are applicable to the state in which you live or reside, or intend to travel to.
The author or guest writers assume no responsibility for errors and omissions of content found on this web site or any affiliated third party site that is linked, associated, or adjoined to this site. The reader assumes all responsibility as Insurance laws and regulations can change, or the interpretation of said laws, regulations, terms and conditions of policy language can be overturned, suspended, or made invalid; In addition insurance companies may change policy language, coverage options, terms and conditions and exclusions. You should take time to thoroughly examine your insurance policies to become familiar with the terms and conditions and exclusions. The reader assumes all risk in matters discussed within these forums.
The Agent Gurus Network, Inc. has established a referral service for consumers living in the United States who wish to receive competitive quotes from companies and agents nationwide. When you submit your quote request via our site, a third party company may match you to local and national agents who can meet your insurance needs. The Agent Gurus Network, Inc. is paid a fee for this service.
By submitting any quote request, you are authorizing the Agent Gurus Network, Inc. to forward your information to a 3rd party marketing organization of which the Agent Gurus Network, Inc. has a referral relationship with. By submitting a quote request, insurance companies will determine pricing and eligibility based on various reports that will be obtained including, but not limited to, motor vehicle reports, accident reports, and an insurance score which is based on your personal credit where allowed by law.
By requesting an insurance quote you are giving the Agent Gurus Network, Inc. permission and any 3rd party marketing organization or agent or company recipient to run the necessary reports to determine your insurance rates and eligibility for coverage. You acknowledge that the Agent Gurus Network, Inc. requires you to agree that the Agent Gurus Network, Inc. may obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that the Agent Gurus Network, Inc. does not have the right to obtain a consumer report or credit score without your written instruction which you are granting by requesting an insurance quote.
By requesting an insurance quote you understand you are extending an express invitation for insurance agents to contact you by any means provided on your quote request, including your phone numbers and email addresses. If you choose to purchase a policy from a particular agent, any further communications with that agent are not covered under these Terms of Use.
Any third parties who perform services for us are required to safeguard any customer information and may only use it in connection with performing those services. Any breach of said security is the sole responsibility of that third party company and the Agent Gurus Network, Inc. is not responsible for any acts intentional or otherwise from any third party company or individual.