Archive for the ‘Auto Insurance Quotes Cincinnati’ Category

Techniques Guaranteed to Save You Money On Auto Insurance Quotes Cincinnati.

Tuesday, November 6th, 2012

Auto Insurance Quotes Cincinnati-Call 513-662-7000.

Auto Insurance Quotes CincinnatiThe first step is to speak with one of our knowledgeable agents here at Pathway Insurance Agency. Call us at 513-662-7000 for the top Auto Insurance Quotes Cincinnati or click here for an online quote.

An independent insurance agency in Cincinnati offers choices!   While it is true that Independent agents represent many different companies there is smething you need to exercise caution about.

It’s important that you do not make your insurance comparison strictly by the company offering the cheapest insurance price.

What’s interesting and confusing all at the same time is that not every insurance policy provides identical coverage, even if the deductibles and limits of liability are exactly the same!

So when you are shopping for insurance and you find a company that has a great price, it would be an excellent idea to review the insuring agreement because you could be inadvertently giving up important coverage by switching to that new company.

We need to remember that the reason why we purchase insurance is to protect us financially, so taking time to review the types of coverage will place you in a much better position to make the best decision for your situation.

Let’s Discuss the First Way to Save Money on Auto Insurance Quotes Cincinnati.

Do I really need full coverage on my car?

When you buy full coverage on you car you need to keep in mind that claims that are paid by your insurance company will be depreciated.

So you might be wasting your money by paying for full coverage because the financial benefit you receive might be diminished because the car has lost its value due to depreciation.

What’s the Second Way to Save Money on Auto Insurance Quotes Cincinnati?

Are you aware that bundling your car and home insurance with the same company can save you quite a bit of money because of a certain discount?

This discount is called the multi-policy discount. Companies that provide both car and home insurance will offer a multi-policy discount.

What do you save with the combination package discount?

Some insurance companies provide up to a 40% discount!

Taking the simple step of combining both your car and home insurance with the same company can save you a significant amount of money, have you taken this step yet?

If not we can help you to find the lowest car insurance quotes Cincinnati has to offer. Call 513-662-7000, or for online quotes click here

The Third Way to Save Money on Auto Insurance Quotes Cincinnati?

One overlooked way to save money on your car insurance is to stick with the same company for an extended period of time. Most insurance companies offer reduced rates to long-term customers which can add up to big savings over time.

Instead of hopping from company to company always chasing down cheap insurance rates, stick with the same company and over the long run you save because of the longevity discounts if your company offers such a discount.

Fourth Method to Save Money.

Consider carpooling or taking the bus to get to work. If you do this on a regular basis you can ask your insurance agent to provide the pleasure usage discount, that discount may be as much as 6 % with some companies.

The pleasure usage discount can also be applied if you telecommute, retire, or even lose your job because of corporate downsizing. If that happens every penny counts call to make sure this discount is applied to your policy.

Fifth Method to Use.

If you are a young driver looking to purchase an auto insurance policy on your own you probably realize the insurance is going to cost an arm and a leg. One way to achieve better auto insurance quotes cincinnati is to get an older driver to share the insurance with you. Much like having someone with good credit co-sign a loan with you. Having an older, experienced driver on your insurance will bring your payments down, but there is one important condition you need to consider before taking this approach. Is this technique allowed by your insurance company, or by the insurance laws in your state?

If you do not live in the same household as the older person, no matter if it is a relative or not and you cause a claim. The insurance company could refuse to pay because you are not a resident of that person’s household!

The Most Important Step to Take When Looking for Quotes?

Choose a professional insurance agent to help you with your insurance needs. While it’s true that many insurance companies can sell insurance directly to you, you may be giving up valuable coverage advice when you buy insurance directly through the company or online.

Contact the Pathway Insurance, the best independent insurance agency for auto insurance quotes cincinnati. Our office number is 513-662-7000 or toll-free 800-998-0662. Online quotes are available through most of the companies we represent, please click on http://www.pathwayinsurance.net and in 5 minutes or less up to 10 insurance quotes will be developed for you.