Archive for the ‘Homeowners Insurance’ Category

How to Find the Best Price on Cincinnati Home Insurance

Tuesday, January 15th, 2013

Cincinnati Home InsuranceCincinnati Home Insurance

When you’re looking for homeowners insurance in Cincinnati the best place to shop is an independent agency. Contact Pathway Insurance at 513-662-7000 or use our convenient online quote system to receive a quote at

Haven’t you found that it’s easier to shop for Cincinnati homeowners insurance online than it is to ask your family, friends or neighbors for a referral?

Typing in the phrase “homeowners insurance” on Google brought back almost 22,000,000 results, most people shopping for insurance likely will not have that much time to sort through all that material, so is calling the companies listed on the first page a good choice?

There is one problem that you may not have been aware of as you’re shopping for insurance using the Internet.

Some insurance companies spend a lot of money on advertising, including advertising on the Internet. If a company spends a lot of money advertising on the Internet, does that mean they are a good company?

Because we are often creatures of habit we tend to take the path of least resistance and we might assume that the companies that show up in the first 10 listings are the best companies for our needs.

Here’s the basic issue when shopping for insurance online. There could be hundreds of different insurance companies that offer Cincinnati home insurance, and it could be possible that only the biggest companies have the advertising money to show up on the first page!

If an insurance company has hundreds of millions or even billions of dollars to spend on advertising does that mean they offer the best pricing on insurance?

We also have to keep in mind that claim satisfaction between companies can differ by a significant amount. Some insurance companies are simply better at settling claims than others, so if we buy insurance from the company offering the cheapest insurance prices and we have a claim, we may regret that decision later if we have a bad experience.  Be assured of a great experience when you call Pathway Insurance at 513-662-7000.  Also, to have a no-regret experience, get online quotes by clicking here.

Why Our Independent Agency Is One of The Best Places to Purchase Cincinnati Home Insurance

In addition to great prices we offer services that other agents do not such as the Pathway Claims Advocacy Program, Pathway Coverage Checklist which helps you find gaps in your coverage, and the Pathway Protection Letter which is a biweekly newsletter to keep you up-to-date on what is and is not covered by insurance.  Click here to receive free online quotes for Cincinnati home insurance or, better yet, call Pathway Insurance today at 513-662-7000 to speak with an insurance professional.

Premiums on Homeowners Insurance in Cincinnati are going through the Stratosphere!

Tuesday, November 20th, 2012

Homeowners insurance CincinnatiHomeowners Insurance in Cincinnati Rates are Changing!

Have you seen a price increase on your homeowners insurance in Cincinnati? Then you’re not alone!

Call Pathway Insurance at 513-662-7000 or click here for a quote and we can positively help you find low cost homeowners insurance in Cincinnati.

Rates For Home Owner’s Insurance In Cincinnati Are Unquestionably Going Up Throughout A Lot Of Communities in the Cincinnati Area!

Resulting from considerable storm related events, many underwriting insurance companies already have executed aggressive rate tactics which will dramatically raise the charge for homeowners insurance in Cincinnati.

Actually it is not unusual to see price levels for homeowner’s insurance in Cincinnati doubling for some people!

It’s likely that your state‘s homeowner’s insurance coverage fees are noticeably more expensive at this time as compared to just 24 months ago.

Should you choose to comparison shop be certain that you exercise substantial care as you are looking for better prices on homeowners insurance in Cincinnati.


You Can Lose Money, by Trying To Conserve Money on Homeowners Insurance!

How’s it possible to lose money at the same time that you are saving money?

Home insurance policies are definitely not all equal or the same. There could be significant variances in coverage in between companies. Let’s presume just for a moment that you are checking two different insurance companies.

Let us also believe that each of those insurance carriers supply exactly the same plan limitations and deductibles, could there be any variances?

Absolutely there can be! Please allow me to explain.

Just What Is Protected May Very Well Fluctuate In Between Agencies!

How is it possible to have the same plan limits and deductibles and yet somehow have differing protection?

Excellent question, and here is the most simple response. There is absolutely no set of recognized benchmarks concerning what is covered or not covered between underwriting insurance companies.

One individual city‘s home insurance policy which routinely protects in case of water sewage back-up to a predefined maximum with one corporation, is quite possibly not insured by some other insurance company leaving the policyholder protected with one service provider, however, not covered by insurance with some other insurance agency.

See how tough transferring to a different insurance company can possibly be if you’re not careful?

You can inadvertently acquire lower cost homeowners insurance in Cincinnati and loose beneficial coverage at the same time leading to your being on the hook to pay for an insurance claim entirely out-of-pocket! (The opposite result can also be accurate!)

That is certainly why you should not base your decision exclusively around the costs which you pay to get your homeowners insurance.

Insurance coverage is much more intricate than the price tag we pay for it™

Why Choose Our Independent Insurance Company?

We give quite a few substantial advantages in comparison to other agents and businesses when searching for Cincinnati homeowners insurance. A lot of the companies marketing so predominately on television don’t permit their agents to sell insurance through more than 1 insurance agency.

Whenever you only have a single choice your final results will undoubtedly be restricted. Our independent insurance company is in the best position to shop for insurance coverage, while at the same time giving professional advice to help you to make the top selection to meet your insurance coverage preferences.

We supply a coverage checklist to all new policyholders that can enable you to clearly see the 53 biggest gaps in property insurance policy coverage.

Call us at 513-662-7000 for a no cost insurance evaluation or use our via the internet rate quote system. In roughly 5 minutes or less you will receive up to a whopping 9 various insurance coverage price quotes from the best rated insurance underwriters. Click: